UK salary clarity

Know what a change in pay is actually worth.

Pay rise. New job. Bonus. Day rate. Pension. Netly Pay helps you see what actually reaches your bank account — without creating an account.

England / Wales / NIScotlandStudent loansSalary sacrificeNo sign-up

Calculate a pay rise Open salary calculator

Estimated take-home pay

£0

Annual net pay · you keep 0% of gross pay.

Monthly£0

Weekly£0

Per workday£0

Total deducted0%

Where the money goes

Gross pay£0

Salary-sacrifice pension£0

Income Tax£0

Employee National Insurance£0

Student / postgraduate loan£0

Estimated take-home£0

Salary comparison

Current gross
£0
£0/mo

→

Comparison gross
£0
£0/mo

No estimated difference.

Built for the question behind the salary.

The headline number is rarely what matters. Netly focuses on what reaches your bank account and how much a change in gross pay may actually be worth.

Calculate a pay rise

See how much of a percentage or fixed annual increase could actually reach your bank account.

Include real deductions

Model standard PAYE, employee NI, student loans and salary-sacrifice pension contributions.

Convert day rates

Use the separate day-rate tool to compare contracting-style rates with annual salary equivalents.

See the assumptions behind the answer.

Netly Pay uses published 2026/27 UK tax, NI and student-loan thresholds and explains where an annual estimate can differ from payroll. Results are designed for salary comparisons and reasonableness checks, not as a replacement for HMRC or payroll advice.